Own A USD/GBP/EUR Bank Account | Receive Money From Abroad | Flaxx Finance

Best Flutterwave Alternative For International Payment Processing – (Flaxx.Co) 2023 Recommendation.

Flutterwave alternative


Flutterwave alternative, best payment processing service Flaxx-


Receiving international payment in Nigeria is always almost impossible and sometimes very disheartening for online entrepreneurs, over the years, various international payment processing platforms have emerged, some have stayed longer than expected, while others have gone sooner than we forecasted

But in today’s article, we’ll be talking about the perfect alternative for other international payment processing services while using Flutterwave as a case study…Opening  a Flutterwave account is sometimes very very  complex  unlike opening a Flaxx account, we will discuss both payment processing service, their features and step -by- step processes to open and verify  an account in Nigeria.


Best Flutterwave Alternative For International Payment Processing – (Flaxx.Co) 2023 Recommendation.


Flutterwave is a fintech company that was founded in the year 2016. They provide financial services that help businesses with payment operations for their international clients. Although Flutterwave mainly operates within the African continents, it has its headquarters in San Francisco, California. Perhaps, in the future, they’ll be extending their services to other continents. but as at the time of writing, it is still limited.

In this article, we will be uncovering everything you need to know about Flutterwave, its features and a better alternative for international payment processing for Nigerian entrepreneurs.


Flutterwave Alternative


How does Flutterwave Work?


Firstly, it can be used to send and receive money. The website has a sales mode feature that allows you to collect payments from customers in any part of the world. That is, you can receive payment in different currencies. “How does this happen?”

Well, once you open an account on Flutterwave, you can create a payment link that can be shared with your customers or networks who want to pay for your service or make donations. You can even attach the link to your social media handles.


Features of Flutterwave


Flutterwave provides the following features for businesses. Below we have listed the various features of Flutterwave.

Payment tool:

This is designed to provide a good payment experience for customers. You can  receive money from anywhere in the world and make transfers in single or bulk to other accounts.

E-Commerce tools:

This includes creating a free online store, professional invoice, and payment links.


 FaaS Embed financial services into your products.


Register and incorporate your business from anywhere.


Now that you understand the functions of Flutterwave and its importance to businesses, you may be considering opening an account; it is important for us to walk you through a step-by-step process on how to create and confirm your Flutterwave account.

How to Create and Verify a Flutterwave Account


1. Click >Flutterwave and fill in the required details as seen in the image below. After that, click on >Get started to proceed.


Flutterwave alternative
2. An email will be sent to your mailbox, check to confirm the email address which will redirect to your account.


Flutterwave alternative
3. Next is to select your purpose for using Flutterwave – this will help you get the right tool just like it is written on the top of the image below. (Ps: if your business is not yet registered it is best to select “…as individual”).



Flutterwave alternative
4. You are now in the dashboard section. In this section, fill in the information as requested. Observe that this section is divided into three – bank account, merchant information, and document upload. As you complete each of them make sure it is correct and then save it.



Flutterwave alternative



Once you have completed this section you will get an image like the one below, which takes you to verify your account.


Flutterwave alternative



Note: It is possible that while doing this you got distracted and logged out. Don’t panic, just log in again and click on the top that says >Get started or simply go to >settings >>business preference to continue from where you stopped.


5. Click on >START SESSION. There you’ll be required to take a clear picture of your ID card (front and back), and a selfie of yourself. If you did this correctly, click on <CONTINUE as seen below.


Flutterwave alternative
6. Once that is completed your accounts will be on review, and when it’s approved, an email like the one below will be sent to you. (NB: It takes about 30 minutes to get verified).



Flutterwave alternative


Congratulations! You have successfully created your account. Next is to learn how to receive payments in your Flutterwave account.


How to Create a Flaxx Account


Flaxx was born out of shared concern of every Nigerian entrepreneur, I still remember when i first landed a GIG online with a client in Belgium and needed to process payments to my Nigerian account, Got on PayPal and Nigeria got banned and my funds unrecoverable for months…the job so took everything I had to the point where I was left disappointed, confused and frustrated. the same concern goes to most business people who process their daily bread online.


Flutterwave Alternative


Flaxx came into existence in 2022 and have ever since made payment processing as easy and seamless as possible for its customers, flaxx is an international payment processing service that processes international payments from any country through your payment link or virtual account number to your flaxx account and down to your Nigerian bank account.

Below is a well thought out, step-by-step process to open and verify your flaxx account in less than  10 minutes


Flaxx Features


Flutterwave alternative


  • Works well with PayPal, Payoneer, and Amazon


  • Virtual Account for PayPal Verification and International Payment


  • Accept credit and debit cards, Alipay, Applepay and so much more


  • Works well with other freelance services like Upwork and Fiverr

I have tested the website for myself and everything is functional. The USD account here can be used in withdrawing funds from PayPal, Payoneer, Amazon, Upwork and Fiver. Like Grey and Payoneer, creating a virtual account is free, and you only need to prove your identity in four easy steps.


You can also link this virtual account to PayPal or Payoneer so that you can withdraw your funds at the black market rate. I guess everybody knows Payoneer’s rate is very low. The rate right now will be about NGN430, which is the official CBN rate. If you still withdraw from Payoneer straight to your Naira account, you are losing a lot of money and leaving out the better part on the table.



How to Register for a Flaxx Account


Flutterwave alternative - Flaxx Finance



  1. To register and verify your Flaxx account, follow this process,
  2. Go to https://Flaxx.co
  3. On the left side corner, click on the three lines and choose Register
  4. Provide all your necessary details, including your Full name, email, Phone number and password.
  5. When you are done, click on create an account. Then the website will ask you to verify your email address.
  6. An OTP would be sent to your email to verify, input the OTP code and click on Verify. You will be verified immediately and your account will be activated successfully
  7. And there you have it, your account would be ready, you can simply login with your email and password to complete your KYC. They trade with the black market rate and receives deposit at zero cost.
  8. After ID verification, you can request virtual cards. You can request GBP, USD, Euro, and Naira bank accounts. Your USD account will be given to you immediately you request for one.




Flaxx is currently the best alternative to Flutterwave for Nigerians. The account can be linked to your PayPal for withdrawal, and you can also use it as your payment method for other platforms that request international payment.


It works so well with USD, Euro and GBP bank account as well as a 24 hour customer service. I hope you had a good read, if you have any questions or reservations, let me know in the comment section below.


I would definitely love to hear your thoughts.




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